One of the biggest decisions a homeowner in Hernando County will face is whether to repair or replace their roof. It’s a significant investment, and making the right choice can save you money and protect your home for years to come. The decision typically hinges on three key factors: the age of your roof, the extent of the damage, and your long-term plans.

Consider the Age of Your Roof

The lifespan of a roofing material in our harsh Florida climate is a critical factor. An architectural asphalt shingle roof, the most common type in our area, typically lasts between 20 and 25 years. If your roof is only 10 years old and has a few missing shingles from a storm, a repair makes perfect sense. However, if your roof is 22 years old and starting to show its age, investing in a repair may be a poor use of money, as the entire system is likely to need replacement soon anyway.

Assess the Extent of the Damage

The scope of the damage is the next important consideration. Is the problem isolated or widespread?

• Choose Repair for: A small, contained leak around a vent pipe; a few shingles that blew off in a storm; or damage from a small tree limb that only affected one area.


• Choose Replacement for: Widespread granule loss across the entire roof; shingles that are cracked and curling in multiple sections; or significant, widespread damage after a hurricane.

A good rule of thumb is the “25% rule.” If the cost of the repairs is more than 25% of the cost of a full replacement, it is generally more financially sensible to opt for the replacement.

Think About Your Long-Term Plans

Your personal plans for the home also play a role. If you are planning to sell your home in the next year or two, a new roof can be a major selling point and can increase the value of your home. Conversely, if you are planning to live in the home for the next 20 years, investing in a full replacement now can provide you with long-term peace of mind and protection.

Ultimately, the decision between repair and replacement is a balance of cost, condition, and future plans. A thorough professional inspection can provide you with the information you need to make an informed and confident decision for your Hernando County home.